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No Fine Print.
Just a Better Model.

AutoTrust Dealer Alliance LLC is a dealer-owned cooperative that provides franchise dealers with the same leverage as the big public dealer groups. Think of us as “Costco for auto dealers”: we aggregate our collective purchasing power to unlock huge price discounts and incentives, then put these savings back in your pocket!

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AutoTrust Protect

We’ve built a dealer-owned alternative to replace the traditional F&I model. Our platform returns the profit to the people who created it: our dealer members.

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The Traditional Model

We estimate that up to 50% of the fees charged by traditional F&I companies are pure profit. Assuming this is correct, if you sell 2,000 VSCs annually and pay $200 per contract in admin and commission fees, you’re likely leaving $200,000 on the table—every year. So you're paying for someone’s yacht, plane or vacation home with your profit.

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The Cooperative Model

We estimate that dealerships selling around 2,400 vehicles annually can expect an estimated incremental profit of $200,000. If you have five stores of equal volume, that’s $1.0M in incremental profit every year!
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*estimate will vary depending on sales volume and F&I product penetration of each dealership.

Your Business, Your Voice.

"Dealer-owned" isn't just a slogan. Our governance model ensures every member has a voice in our collective future.

Dealer-Led Committees

Our dealer Chairman leads core advisory committees focusing on strategy, finance, product & training.

Annual Member Meeting

An annual meeting for all members to review the business, share ideas, and plan for the future.

Complete Transparency

You will receive detailed financial statements tailored to your dealership, ensuring full compliance and accountability.

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We Supercharge Your Profitability, You Keep Your Autonomy.

Joining the cooperative is a financial and strategic upgrade that respects the autonomy of your operations.

What Stays the Same:

  • Your Day-to-Day Operations
  • Your Staff and Management
  • Your Relationship with Your Customers
  • Your 100% Ownership of Your Dealership

What Gets Better:

  • Your F&I Product Pricing
  • Your Bottom-Line Profitability
  • Your Long-Term Equity
  • Your Competitive Position
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Think of it as Costco for Dealers: we aggregate the buying power of independent dealerships to unlock wholesale pricing and profit returns once reserved for the public giants—without sacrificing your independence.

— Dave Mondragon, Founder
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Your Questions, Answered.

What if I'm happy with my current F&I provider?

We encourage you to be. Our model isn't about replacing a good relationship; it's about transforming your financial structure. We can show you how our cooperative model provides tangible benefits—like equity and profit distributions along with expense savings—that no traditional provider can offer.

Is my financial information kept confidential?

Absolutely. All financial information shared with AutoTrust is handled with the strictest confidentiality and is used solely to create your personalized analysis.

How long does it take to get started?

The typical onboarding process, from initial analysis to going live, is between 30 and 60 days. We make sure it is a smooth process with support and training throughout.

What is the initial investment to join?

There is a one-time setup and installation fee of $20,000. This amount is the same if you have 1 or 100 rooftops. This includes comprehensive F&I training, professional marketing materials, and the industry-leading Stone Eagle software platform.

Do I have to use all of your products?

We are one of the few OEM-friendly providers. To ensure the strength of our collective negotiating power, members must sell a minimum of 50% of their protection products under the Allstate brand; the other 50% can be OEM-branded products. This balanced approach is important for dealer relationships.

How much control will I lose?

None. You maintain 100% operational control of your dealership. We simply handle the backend negotiations for better pricing.

Will I have to fire my F&I manager?

Absolutely not. We are here to empower your team, not replace them. We provide comprehensive training on the new product suite to help your existing staff become even more successful.

What if I want to leave the alliance?

If a member ends their association, they receive their fair share of the profit distribution up to the day of departure. The specific terms are outlined clearly in the membership agreement.

What's the real catch?

There isn't one. Our model works because collective buying power is more efficient. We make money when our members make money, through a transparent, pre-agreed revenue share that funds our operations.

Ready to See
Your Numbers?

Book a consultation and we’ll show you exactly what you're leaving on the table.

Request Your Profit Analysis
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Address:
41000 Woodward Ave, Suite 350 East, Bloomfield Hills, MI 48304, USA
Contact:
+1 (248) 970-9987
info@autotrustdealer.com
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